WHAT IS A NOTARY PUBLIC?

Notary Services 

Serving Santee, La, Mesa, Lakeside and El Cajon and the Greater East County

of San Diego

Notary Office Located at

203 Broadway, Suite 203, El Cajon, California.  

(619) 937-0269

 

NOTARY PUBLIC &

CERTIFIED LOAN SIGNING AGENT

What is a Notary Public? A Notary Public is a person of proven integrity appointed by the government to serve the public as an impartial witness in taking acknowledgements, administering oath and affirmations, and performing other acts authorizing by law.  Notaries are bonded.

What is a Signing Agent? A Notary Signing Agent is a Notary with distinctive expertise in notarizing loan document signings who has been certified.  Loan companies prefer using signing agents so that the loan signing process goes smoothly and is completed as to their requirements.   A signing agent usually travels to the signer's location to offer maximized convenience. 

How much does a notarization cost?     The maximum that a notary can charge PER signature in California is $10.00.   However,  fees are set based on the number of signatures and discount prices may be offered. 

Why are documents notarized? To provide a deterrent to fraud. An impartial witness (the Notary) ensures that the signers of documents are who they say they are and not impostors. The Notary makes sure that signers have entered into agreements knowingly and willingly.

May any document be notarized? For a document to be notarized, it must contain: 1) text committing the signer in some way, 2) an original signature (not a photocopy) of the document signer, 3) a notarial "certificate" which may appear on the document itself or on attachments. 4)  Document must have sufficient space for the notarial seal without touching any printed or written matter, or the notary must attach a state approved acknowledgment.  The Notary fills in the certificate, signs it, then applies his or her seal to complete the notarization.

May a Notary give legal advice or draft legal documents?  Absolutely not!  A Notary is forbidden from preparing legal documents for others or acting as a legal advisor unless he or she is also an attorney or works under the direction of an attorney.  Violators can be fined or jailed for the unauthorized practice of law.

Does notarization mean that a document is "true" or "legal"?  No!  Notaries are not responsible for the accuracy or legality of documents they notarize. Notaries certify the identity of signers. The signers are responsible for the content of the documents.

Do I have to appear personally to receive notarization of my documents? Yes. You should personally appear before the Notary at the time of notarization. However, if you have a "Subscribing Witness," the "Subscribing Witness" must witness the signing of the document and must be known personally by the Notary Person.

Can you notarize documents that contain blanks?  No!  We cannot notarize a document that is incomplete or contains blanks.

May a Notary refuse to serve people? The Notary shall, as a government officer and public officer and public servant, serve all of the public in an honest, fair and unbiased manner. Only if the Notary is uncertain of a signer's identity, willingness or general competence, or has a good reason to suspect fraud, may they deny service.. Notaries should not refuse to serve anyone because of race, religion, nationality, lifestyle, or because the person is not a client or customer. Discrimination on any basis is not a suitable policy for a public official.

May a Notary notarize or prepare Immigration papers? Only a few immigration forms need to be notarized, such as the Affidavit of Support (1-134), but U.S. Immigration and Naturalization Service (INS) regulations state that no one may prepare or file another person's immigration papers unless he or she is an attorney or a U.S. Justice Department-approved "accredited representative." Non-attorneys can provide clerical, secretarial or translating assistance with INS forms, as long as no advice is given. However, courts have held that even the selection of which forms to complete can constitute the practice of law, since the filing of INS forms creates legal consequences having a substantial impact on the applicant.